Florida’s large population of retirees, vacation homeowners, and out-of-state investors creates opportunities for fraudsters to target absentee owners or exploit unfamiliar buyers. Additionally, Florida's public records laws make property information easily accessible, which scammers can use to forge documents or impersonate rightful owners. All of this, combined with the high value of real estate and rapid market movement, makes Florida a hotspot for real estate-related scams. Title insurance can help protect your investment.

In Florida, a title commitment is a document issued by a title insurance company that outlines the terms and conditions under which it will issue a title insurance policy. It’s essentially a promise to insure the title once certain requirements are met, such as resolving liens, paying off mortgages, or clearing up ownership issues. It's a crucial step in the closing process, giving buyers, sellers, and lenders a clear picture of the property's title status before finalizing the deal.